Balanced (Lifeplan)
This is a diversified fund that aims to achieve capital growth over the medium to long term, with a medium risk strategy. The fund’s investment exposure is split between share and fixed interest investments, both nationally and internationally.
Capital (Lifeplan)
This fund aims to achieve a reliable rate of return while preserving capital value. The fund’s investment exposure is to high quality short-term deposits and cash. Asteron have provided an assurance that the sell price of units in this fund will never fall.
Conservative (Lifeplan)
This is a diversified fund that aims to achieve consistent growth over the medium to long term with a relatively low risk strategy. The fund’s investment exposure is dominated by fixed interest investments. Share and fixed interest investments in international markets are included to enhance the fund’s overall growth prospects.
Dynamic (Lifeplan)
This is a diversified fund that aims to achieve high capital growth over the medium to long term, with an aggressive, higher risk strategy. The fund’s investment exposure is split between share and fixed interest investments, both nationally and internationally.
Emerging Markets (Lifeplan)
This fund aims to achieve capital growth through investment in shares. The fund’s investment exposure is to countries with high growth economies, newly industrialised countries or countries with newly liberalised markets. It is suitable for investors who have already taken care of their basic investment requirements and are willing to risk some ‘surplus’, or to those who have longer-term investment goals. The fund currently utilises a mixture of funds offered by international fund managers, but may invest in other suitable Trusts, Funds or directly into appropriate global shares.
The Company reserves the right at any time and without notice to delay payment of units for up to 12 months if the Company believes this is desirable to maintain the integrity of the fund.
European (Lifeplan)
This fund aims to achieve long term capital growth by focusing on the European Union. This fund invests either directly or via suitable unit trusts or other funds in shares on the major European stock exchanges. The fund currently utilises a mixture of funds offered by international fund managers, but may invest in other suitable Trusts, Funds or directly into appropriate global shares.
Far East (Lifeplan)
This fund aims to achieve long term capital growth by providing exposure to shares listed on the major Asian sharemarkets, including Japan, South Korea, Taiwan, Hong Kong and Singapore. This fund invests either directly or via suitable unit trusts or other funds. The fund currently utilises a mixture of funds offered by international fund managers, but may invest in other suitable Trusts, Funds or directly into appropriate global shares.
Global (Lifeplan)
This fund aims to achieve capital growth through exposure to a diverse range of international share markets around the world. The fund currently utilises a mixture of funds offered by international fund managers, but may invest in other suitable Trusts, Funds or directly into appropriate global shares.
Global Bond (Lifeplan)
This fund aims to achieve the best possible returns through investment in fixed interest markets. The fund’s investment exposure is to high quality fixed interest securities anywhere in the world. The fund currently utilises one international fund manager, but may invest in other suitable Trusts, Funds or directly into appropriate global fixed interest assets.
North American (Lifeplan)
This fund aims to achieve long term capital growth by providing exposure to shares on the major sharemarkets of the United States and Canada. The fund invests either directly or via suitable unit trusts or other funds in shares. The fund currently utilises a mixture of funds offered by international fund managers, but may invest in other suitable Trusts, Funds or directly into appropriate global shares.
NZ Bond (Lifeplan)
This fund aims to achieve sound medium to long term returns. This fund’s investment exposure is to quality long term New Zealand fixed interest securities.
Trans Tasman (Lifeplan)
This fund aims to achieve long term capital growth by investing in shares in companies on both sides of the Tasman. The fund’s investment exposure is to the Australian and New Zealand sharemarkets, to both well-established companies and those that promise growth.
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