If your Superplan is Unlocked:
- you can take money out at any time
- withdraw at least $1000
- make sure you leave at least $1000
- if you have a locked-in amount, you can't withdraw that under normal circumstances.

If your Superplan is Locked:
- after you reach your nominated date (set, by you, between your 50th and 65th birthdays) you can withdraw money at any time
- funds are only accessible before that if
- you die, or
- you become permanently disabled, or
- you suffer from a major health problem, or
- you emigrate permanently from New Zealand, or
- you suffer from severe financial hardship.

See the Investment Statement and Registered Prospectus for more information on Superplan withdrawals. Under certain circumstances a delay may be unavoidable.