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Built in Benefits
These benefits are automatically included in your SmartLife policy. So no matter what other protection options you choose, your policy will have these benefits as standard.
 Death Benefit
Terminal Illness Benefit
Funeral Advancement Benefit
Inflation Adjustment Benefit
$1,500 Financial Planning Benefit
Grief Support Benefit
Special Events Increase Benefit
Guarantee of Upgrade
Guarantee of Renewal
Optional Benefits
The following benefits provide added protection against a number of adverse events and may be added to your SmartLife policy for an additional premium.
 Early Stage Cancer Option
Asteron's Early Stage Cancer Option is designed to provide additional cover for lower levels of cancers. While these cancers are still serious, they tend to be treatable and non-life threatening in the early stages. By selecting this optional benefit you are providing yourself with a more comprehensive level of trauma cover.
The following types of Early Stage Cancer are covered:
- Breast
- Cervix (Uteri and Uterus)
- Chronic lymphocytic leukemia
- Fallopian Tube
- Melanoma
- Ovary
- Prostate
- Vagina
- Vulva
Terminal Illness Booster Option
Stand Alone Trauma Option
Accelerated Trauma Option
Total and Permanent Disablement Option
Trauma Reinstatement Option
We Pay Your Premium Option
Kids SmartLiving Option
Business Security Option
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