Being healthy day in day out, year after year of your working life is a pretty tall order. And like most of us, you probably succumb to the odd day off now and again for minor ailments.

But what happens if a more severe sickness or injury prevented you from earning an income for a longer period of time – months or even years?

How would you meet your mortgage payments, pay school fees, run your car and cover the cost of every day living – like food, phone and power? Not to mention the additional medical expenses that you’re likely to face.

Sadly many people insure their house, car and lives, but don’t insure their most valuable asset – their ability to earn an income.

The following Asteron product can assist you in providing for the above:

Income Protection: provides a regular benefit payment in the event you are unable to work due to sickness or injury.

Built-in Benefits

Asteron Income Protection includes many built in benefits to assist you if you are unable to earn an income. No matter whether you’re using Income Protection for business or personal use, you’ll receive these benefits as standard.

Totally Disabled Benefit

Partially Disabled Benefit

Recurrent Disability Benefit

Inflation Adjustment Benefit

Income Update Benefit

Funeral Benefit

Grief Support Benefit

Elective Surgery Benefit

Overseas Assist Benefit

Payments while overseas

Premium and Cover Suspension Benefit

Premium Waiver Benefit

Retraining and Rehabilitation Benefit

Return to Work Benefit

Guarantee of Upgrade

Guarantee of Renewal


Optional Benefits


Business Option

Extras Package


Booster Option

Increasing Claim Option