Asteron understands that self employed and business owners have different needs and require specifically tailored solutions for these.

As well as needing their income protected during those periods they are unable to work, self employed and business owners need to make sure the running costs of their business can be maintained even if they aren’t managing the business hands on. Asteron believes it is important that you have a business to return to and we provide the following products to assist business owners and self employed people protect their business and their lifestyle should they be unable to work:

Income Protection for Business: provides cover specifically designed to meet the needs of self-employed and business owners.

Business Expenses: ensures business expenses may still be met while you re unable to work

Running a successful business requires insight and planning for the future. Some things can be planned for – big purchases, employing a key person, arranging succession plans, but there are some things, like poor health, that cannot be predicted.

Asteron is able to make things easier by providing the following product for businesses:

SmartLife + Business Security Option: Allows businesses to increase life and/or TPD cover without medical underwriting. Applications must be accompanied by supporting financial evidence.